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INSURANCE REQUIREMENTS

All contractors shall provide and present Certificate of Insurance or Endorsement as follows​. ​Failure to supply the proper insurance requ​i​rements by a certificate of insurance or endorsement does not relieve the contractor or subcontractor from the contractual obligation to provide the required insurance and requested coverages.

MANDATORY COVERAGES INDICATED BY:

 

1) Commercial General Liability insurance ­Occurrence Form:

  • $2,000,000.00 | General Aggregate ​

  • $2,000,000.00 | Products and Completed Operations ​

  • $1,000,000.00 | Occurrence ​​​​

  • $1,000,000.00 | Personal/Advertising Injury​

 

COVERAGE TO INCLUDE:

  • Independent Contractors

  • The following named as ADDITIONAL INSUREDS ON PRIMARY​, ​NON­CONTRIBUTORY basis​:

Constructive Renovations, LLC. including Blanket Contractual Liability including indemnification of Owner for both on­going operations and completed operations. ISO endorsements CG 2010 10/01, CG 2010 7/04, CG 2037 7/04 or equivalent must be used to provide this coverage. A copy of one of these endorsements must be attached to the certificate or wording stating which endorsement form is on the policy.

  • Per Project Aggregate

  • Waiver of Subrogation under Workers Compensation Policy

 

Indemnification: To the fullest extent permitted by law​, ​the contractor shall indemnify and hold harmless the Owner​, ​Contractor, and agents and employees of any of them from and against claims​, ​damages​, ​losses, and expenses ​, ​including but not limited to attorney's​, ​fees​, ​arising out of or resulting from performance of the contractor's work under this Subcontract ​, ​provided that any such claim, damage​, ​loss or expense is attributable to bod​i​ly injury​, ​sickness​, ​disease or death, or to the injury to or destruction of tangible property (other than the Work itself), but only to the ​∙​extent caused by the negligent acts or omissions of the Subcontractor, the Subcontractor's Subcontractors, anyone directly or indirectly employed by them or anyone for whose acts that may ​be ​liable regardless of whether or not such claim, damage, loss or expense ​i​s caused in part by a party indemnified hereunder. Such obligation shall not be construed to negate​, ​abridge or otherwise reduce other rights or obligations of indemnity which would otherwise exist as to a party or person described in the paragraph​.

 

2) Commercial/Business Auto including all owned, non­owned and hired autos:

  • Bodily Injury and Property Damages (CLS) $1,000,000

3) Workers Compensation and Employer's liability Insurance:

  • Statutory Workers Compensation including occupational disease in accordance with the law

  • Employer's Liability Insurance with a minimum limit of:

    • Bodily Injury by Accident $100​,​000 Each Accident

    • Bodily Injury by Disease $500​,​000 Limit Policy

    • Bodily Injury by Disease $100​,​000 Per Employee

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